Solutions

What we do

We design, operate, and advise on the payments and settlement infrastructure modern global businesses need. Regulated execution runs through the licensed entities in our network; Dotapay is the unified brand, orchestration layer, and compliance spine that ties it all together.

01

Payment Integration

A unified API and operational layer that plugs your business into multiple payment rails, acquirers, and wallets through a single integration.

Capabilities

Single-API access to acquiring, payouts, and wallet rails
Modular architecture — activate only what you need
Reconciliation, reporting, and ledger tooling
Sandbox and production environments with full audit trails
02

Cross-Border Settlement

Move funds between jurisdictions with transparent FX and local payout coverage across Asia, the Middle East, and beyond.

Capabilities

Multi-currency collection and disbursement
Competitive, transparent FX execution
Local-rail payouts across priority corridors (SG, MY, HK, CN, AE, EU, UK, US)
Settlement reporting and treasury visibility
03

Compliance & Regulatory Advisory

Guidance on payments licensing, AML/CFT frameworks, and cross-jurisdictional compliance — drawn from direct experience operating inside regulated institutions.

Capabilities

Licensing strategy across MAS, SC Malaysia, DFSA, and adjacent regimes
AML/CFT policy, procedure, and framework design
KYC/KYB, sanctions, and transaction monitoring program design
Regulatory readiness reviews and gap assessments
04

Merchant & Counterparty Onboarding

End-to-end onboarding workflows — identity, entity, beneficial ownership, and risk — built to the standards of the licensed entity executing the service.

Capabilities

Automated KYC / KYB with document and liveness verification
UBO and ownership-chain mapping
Risk scoring and enhanced due diligence workflows
Ongoing screening and periodic review automation
05

Treasury & Operations Consulting

For finance teams scaling across borders: account structure design, liquidity planning, reconciliation, and operational controls.

Capabilities

Multi-entity, multi-currency account architecture
Reconciliation and close-cycle automation
Operational controls and segregation-of-duties design
Vendor and corridor selection support